Terms of Use

Terms of Use – JourniTrades

Last updated: April 2026

1. Introduction

Welcome to JourniTrades, a mobile application provided by TosSystems.

By accessing or using the app, you agree to be bound by these Terms of Use. If you do not agree, please do not use the app.

2. Services

JourniTrades is a trading journal application that allows users to:

• Track and document trades
• Upload notes and images
• Analyze trading performance
• Manage trading accounts

The app is provided for informational and organizational purposes only.

3. No Financial Advice (IMPORTANT)

JourniTrades does not provide financial, investment, or trading advice.

All content, features, and data provided within the app are for informational and educational purposes only.

Users are solely responsible for their trading decisions and financial outcomes.

4. User Accounts

To use certain features, you must create an account.

You agree to:

• Provide accurate and complete information
• Keep your login credentials secure
• Be responsible for all activity under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

5. User Content

Users may upload content such as:

• Trade data
• Notes
• Images

You retain ownership of your content.

However, you grant us a limited license to store and process your content for the purpose of operating the app.

You are responsible for ensuring that your content does not violate any laws or third-party rights.

6. Subscriptions & Payments

Certain features may require a paid subscription.

Payments are processed via:

• Apple App Store (iOS)
• Google Play Store (Android)

We do not store or process payment details.

Subscription Terms:

• Subscriptions renew automatically unless canceled
• You can cancel at any time via your app store account
• Refunds are handled by Apple or Google according to their policies

7. Advertising

The app may display advertisements (e.g., via Google AdMob).

These ads may be non-personalized or personalized depending on user consent and settings.

8. Acceptable Use

You agree not to:

• Use the app for illegal activities
• Upload harmful, abusive, or unlawful content
• Attempt to reverse engineer or disrupt the app
• Interfere with other users

9. Availability

We strive to keep the app available at all times but do not guarantee uninterrupted access.

We may update, modify, or discontinue features at any time.

10. Limitation of Liability

To the fullest extent permitted by law:

TosSystems shall not be liable for:

• Financial losses
• Trading losses
• Data loss
• Indirect or consequential damages

Use of the app is at your own risk.

11. Termination

We may suspend or terminate access if you violate these Terms.

You may stop using the app at any time.

12. Privacy

Your use of the app is also governed by our Privacy Policy.

13. Changes to These Terms

We may update these Terms from time to time.

Continued use of the app after changes means you accept the updated Terms.

14. Contact

TosSystems
Email: info@tossystems.de

15. Governing Law

These Terms are governed by the laws of Germany.